Cargo Insurance for Shipments from China
Protect your shipment from China against damage, loss and theft — a real all-risk policy for the full declared value, with clear payout terms.
A shipment from China spends weeks in transit, changing hands between trucks, ports, and warehouses. Most of the time nothing happens — but when a container is dropped, a ship has a bad crossing, or a pallet goes missing, the loss is yours unless the cargo is insured. We arrange a real all-risk policy for the full declared value, with payout terms you can actually read.
This isn't a vague 'we'll do our best' promise buried in freight terms. It's a proper marine cargo policy, priced as a small percentage of your cargo's value, that pays the invoice value of goods damaged, lost, or stolen on the way.
Who this is for
This service is for:
- Importers shipping high-value goods who can't afford to absorb a total loss.
- Buyers whose forwarder only offers limited 'cargo' cover with hidden exclusions.
- Anyone moving fragile or theft-prone goods over long, multi-leg routes.
What we do
- 1
Assess the risk
We review your goods, value and route to set the right cover.
- 2
Declare full value
We insure the real declared value, not a capped amount.
- 3
Issue the policy
We arrange an all-risk policy before the cargo moves.
- 4
Cover the whole route
Door-to-door cover across every leg, including the Poland corridor.
- 5
Handle claims
If something goes wrong, we manage the claim and payout for you.
Coverage levels: ICC (C), (B), (A)
Marine cargo cover comes in standard tiers. We usually recommend all-risk (A) unless the cargo is low-risk bulk.
- What it covers
- Major events only
- Theft & handling damage
- Not covered
- Natural events
- Limited
- Best for
- Low-risk bulk
- What it covers
- Named perils + more
- Theft & handling damage
- Partly
- Natural events
- Yes
- Best for
- Mid-risk cargo
- What it covers
- Virtually all risks
- Theft & handling damage
- Covered
- Natural events
- Yes
- Best for
- Most cargo, full peace of mind
What an all-risk policy covers
All-risk (ICC A) is the broadest standard cover — it protects against the things that actually go wrong on a long multi-leg route, not just headline disasters.
Cover runs door to door, including the handling points where damage is most likely.
- Physical damage in transit
- Total or partial loss
- Theft and pilferage
- Transport accidents (road, sea, air)
- Fire and explosion
- Natural events and rough handling
- Door-to-door, including loading/unloading
How a claim works
A policy is only as good as its payout. Ours is straightforward: document the damage, submit the proof, get paid up to the declared value.
We help you assemble the claim so it isn't refused on a technicality.
When cargo insurance is worth it
For a small percentage of cargo value, insurance turns a potential total loss into a recoverable one. On some shipments it's close to essential.
If you're unsure, ask — we'll tell you whether your shipment really needs it.
Why it matters
The problem we solve — and how we solve it.
Forwarders' 'cargo' cover quietly excludes breakage and caps payouts far below your goods' value.
We arrange a real all-risk policy for the full declared value.
After a loss, vague terms mean a tiny payout months later — or none at all.
We use policies with clear, documented payout terms and timelines.
Multi-leg routes leave gaps where no one is liable for damage.
We cover the whole door-to-door route, every handover included.
How we compare
| Silk Way Sourcing | Typical logistics company | Alibaba sourcing | |
|---|---|---|---|
| Cover type | All-risk, full value | Limited 'cargo' cover | Trade Assurance only |
| Payout terms | Clear and documented | Often vague | Disputes via platform |
| Route | Whole door-to-door route | Single leg | Not covered in transit |
| Claims | We manage it for you | On you | On you |
Frequently asked questions
What does cargo insurance cover?
An all-risk (ICC A) policy covers physical damage, total or partial loss, theft, transport accidents, fire, and natural events, door to door, up to the declared value.
Who arranges the policy — me or you?
We arrange it for you as part of the shipment, so you don't need your own marine insurer. The cover and terms are set before the cargo moves.
How much will I be paid if something happens?
Up to the declared value — typically 100% of the invoice value of the affected goods, on a valid claim with the right documents.
What's the difference between ICC A, B, and C?
C covers only major events, B adds named perils, and A is all-risk (the broadest, including theft and handling damage). We usually recommend A.
What do I need to make a claim?
A damage report (act) and photos, plus the commercial invoice. We help you assemble it so it isn't rejected on a technicality.
Is theft covered?
Under all-risk (ICC A), yes; under the lower tiers it may not be, which is why we usually recommend A.
Do I have to insure every shipment?
No, it's optional — but for high-value, fragile, or long-transit cargo it's strongly worth it. We'll advise per shipment.
How much does cargo insurance cost?
Pricing isn't fixed — it depends on the complexity, scope, and resources the job needs. Tell us what you're planning and we'll give you a clear quote up front, with no hidden costs.
What importers say after working with us
Sourcing wins across steel, solar, energy storage, construction materials and supplier verification. Client names are withheld for confidentiality.
- Steel & metals
We needed 200 tonnes of hot-rolled coil and kept getting quotes from traders. Silk Way took us straight to the mill, verified it, and inspected the load before we paid the balance.
Importer, steel & metals · Egypt - Solar energy
They caught that our 'factory' was actually a trading company and found us the real manufacturer — it saved us from a costly mistake.
Importer, solar EPC · Poland - Fiber optics
Single-mode fiber for a regional network build, delivered on spec and on time. The pre-shipment inspection report gave our own client real confidence.
Telecom contractor · Kenya
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Learn moreMeet our team of experts
Our team brings hands-on experience in sourcing, quality control, and logistics, working closely with manufacturers to ensure reliable results at every stage.
Arkadii Vakhnovskyi
Founder & CEO
Dmitry Markov
Head of Operations & CTO
Andy Wang
Logistics & Compliance Manager
Alyona
Marketing & SMM
Contact Us
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